News and Important Info
Provo Abstract Policies:
Alta Best Practices:
We use good-faith efforts to maintain physical, electronic and procedural safeguards to guard your non-public personal information. However, while we strive to protect your personal information, we do not ensure or warrant the security of any information you transmit to us, and you do so at your own risk.
If you do nothing during your visit but browse through the Provo Abstract Sites and read the information contained on the web pages, we may gather certain information about your visit automatically. This information does not identify you personally. We may automatically gather the Internet domain (for example, "companyx.com" if you use a private Internet access account), IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access Provo Abstract Sites, and the date and time you access Provo Abstract, and the pages you visit.
We may collect non-public personal information from you when you voluntarily provide personally identifiable information to us through Provo Abstract Sites, such as when ordering services/products and accessing account-specific or other profile information. We may collect information about your transactions that we secure from our files and from our affiliates. We may collect information that we receive from consumer reporting agencies. We may collect information that we receive from others involved in your transactions, such as real estate professionals or lenders. We limit use of such information to the purposes for which the information was provided, except as described below. However, we reserve the right to use such information for marketing/product development research and other similar purposes and/or to contact you regarding additional services or products that you may find useful.
We may also release your information to others when we believe, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of any of our user agreements, or (iii) protect the rights, property or safety of Provo Abstract, Provo Abstract 's users or others. We may also sell, transfer and disclose your information as part of a business divestiture, sale, merger, or acquisition of all or a part of our business.
If you send an electronic mail (email) message that includes personally identifiable information, for example, in an email message containing an inquiry, we will use that information to respond to your inquiry. Remember that email is not necessarily secure against interception or other disclosure. If your communication is very sensitive, or includes information such as your bank account, charge card or social security number, you should not send it in an email.
We may use "cookies" to improve our service to you. Cookies may help us recall a previous visit. The cookies we use do not collect personally identifiable information, and we do not use them to determine your identity.
Cookies are small files stored in your computer’s hard drive by your web browser. When you access Stewart Sites, our computer server will access these cookies so that it can recognize your computer, and make using the website easier for you. For example, cookies allow us to remember your username and password to save you having to retype it every time you visit Provo Abstract Sites.
If you are not comfortable with this use, you may configure your browser to be notified when cookies are to be received and to provide you with the option of refusing cookies. However, please note that if you have "disabled" cookies in your browser this way or you have “opted out” you may not be able to use certain features on the Provo Abstract Sites.
Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.
To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout.
We embed videos from our official YouTube channel using YouTube’s privacy-enhanced mode. This mode may set cookies on your computer once you click on the YouTube video player, but YouTube will not store personally-identifiable cookie information for playbacks of embedded videos using the privacy-enhanced mode. To find out more please visit YouTube’s embedding videos information page.
Our employees and agents may view information that you provide us in order to perform their jobs and service you. We do not authorize access to non-public personal information about you to those individuals who do not need to know that information in order to provide products or services to you, or as otherwise provided herein.
We may disclose any information that we collect about you to our affiliates or non-affiliated third parties as permitted by law. We also may disclose information about our customers or former customers and others to the following types of non-affiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:
Financial service providers such as companies engaged in banking, consumer finance, securities and insurance
Non-financial companies such as envelope stuffers and other fulfillment service providers
LINKS TO OTHER WEBSITES
Evil people suck. There has been a rash of hacking attempts to steal your money. One of the newest and proliferating forms of this theft is Wire Fraud. These hackers try to hack title companies, lenders and realtors emails.
Once they get into the emails they will monitor the emails and watch your real estate transaction. Once they know you are closing or have closed your transaction, they send out or intercept and change an email to send false wire instructions.
They may send false instructions to a buyer, telling them to wire their down payment to the hackers account or
They may send false instructions to a title company telling them to wire the seller's proceeds or realtors commissions to the hackers account.
I have personally seen two attempts of this fraud. One with where a real estate agents email was hacked and the fraudster sent emails from the realtor's yahoo account asking us to wire her proceeds to a different account. The other was someone impersonating a seller asking us to wire there sells proceeds to a different account. Luckily for both of those transactions, you could tell the fraudster's first language wasn't English making the emails seam suspicious but we also talked with both parties and know what they wanted done with their proceeds.
The FBI is inundated with these fraudulent thefts and can't even bother to look at situations that aren't in the millions of dollars.
Personally verify all wire instructions that you receive. Call us and verify our instructions. Don't call the a phone number you received on an email, it could be fake as well. Find the phone number somewhere else.
Be very wary if you received wire two different instructions.
Here is a link to a new report with info about wire fraud
Checkout the FBI's info about keeping your computer safe :